You can start your investment journey with a minimum of MK50,000. Contact us between 7:30am and 4:30pm on any weekday (except holidays) using the following channels and we will help you to fill out an application form:

• Telephone: +265 891 002 010
• WhatsApp: +265 886 463 399
• Email: utcustomercare@oldmutual.co.mw
• Toll Free Line: 329
• You can also download forms from our website. Completed forms should be returned to us along with the required KYC. Payment can be made through the following options once you have received your investor number:

• Direct deposits and electronic transfers can be made to the following bank account:

• Bank: Standard Bank
  Branch: Corporate Banking Centre Branch
  Branch code: 010002
  Swift Code: SBICMWMX
  Account Name: Old Mutual Unit Trust Company (Malawi) Limited - Clearing Account
  Account Number: 9100000417553

• Or
  Bank: FDH Bank
  Branch: Umoyo Branch
  Branch code: MW0010085
  Swift Code: FDHFMWMW
  Account Name: Old Mutual Unit Trust Company (MW) Ltd
  Account Number: 1850000643677

• Note: Please use your Investor number, Surname and Initials as reference for the deposit or electronic transfer. Direct deposits and electronic funds transfers made into our account will only be processed on receipt of the funds.
  Cheque deposit values will only be accounted for on the day the cheque is cleared.
  The fund is valued using the latest market closing prices on any particular day (this is known as the valuation point). The price you pay for units is set at the next valuation point after we receive your application form.

• We use the valuation point to calculate the price for units.

You will have the right to cancel your investment. We will give you a cancellation notice, which you need to fill in and return to us within the same day of your application submission.

You can top up your investment at any time by filling out an Additional Investment Form. The minimum amount to increase your investment is MK30 000.

For transparency, Old Mutual Unit Trust sends out monthly investment reports through email. The market value of your investment depends on the current price of the unit at a particular period of time. The number of units you have needs to be multiplied with the current price which then gives you the market value of your investment.

You can also access your investment details through our online portal at your convenience.

You can switch between funds at any time, as long as your investment in any fund does not fall below MK360 000. By switching between funds, you are actually selling and then buying units - you may have to pay fees if you switch from a fund with a lower entry fee than the fund you are buying into.

Write to us if you want to reduce or stop your monthly investment. You can only reduce monthly investments by multiples of MK5 000, down to the minimum payment of MK30 000 a month.

If your account is worth more than the MK360 000 minimum, you can stop your contributions either temporarily or permanently.